Crop Insurance
Buying a crop insurance policy is a risk management tool available to agricultural producers. Let Tarpon Blue Insurance educate and inform you how a policy will work in conjunction with your other risk management strategies to ensure the best possible financial outcome each crop year.
Apiculture Insurance
Apiculture Insurance provides a safety net for beekeepers’ primary income sources – honey, pollen collection, wax, and breeding stock. Apiculture systems consist of different types of plants or crops and often contain a mixture of different species, each with different conditions necessary to maintain plant growth over extended periods of time. Apiculture Insurance was designed to provide maximum flexibility to cover these diverse situations.
Cattle & Pasture
Livestock Price Insurance is available for swine, cattle, and milk. These policies are to insure against declining market prices of livestock – coverage is determined using future and options pricing from the Chicago Mercantile Exchange Group. This includes Livestock Risk Protection (LRP) & Livestock Gross Margin (LGM).
Pasture, Rangeland & Forage (PRF) provides protection to livestock and forage producers against the lack of historic, average rainfall in their grazing or growing operation.
Row Crops
The row crops we insure are barley, bean, buckwheat, corn, cotton, cotton seed pilot, flax, grain sorghum, hybrid seed, millet, mint, oats, pea, peanut, popcorn, potato, rye, soybeans, sugar beet, sugar beet pilot, tobacco, and wheat.
Specialty Crops
Specialty crops are cultivated or managed and used by people for human consumption. This includes fruits and vegetables, tree nuts, dried fruits, horticulture, and nursery crops.
Specialty crops we insure are almond, apiculture, apple, avocado, banana, bell pepper, blueberry, cabbage, cherry, citrus, coffee, cranberry, cucumber, fig, grape, macadamia, mustard, olive, onion, papaya, peach, pear, pecan, pistachio, plum, sugar cane, strawberry, sweet corn, sweet potato, tomato, and walnut.
Whole-Farm Revenue Protection
Whole-Farm Revenue Protection provides insurance for all commodities on a farm under one insurance policy. Plans include up to $17 million in insured revenue and can be tailored to farms with specialty or organic commodities; or those marketing to local, regional, and farm-identity preserved specialty or direct markets.
Wholesale Nursery
A nursery is a business enterprise deriving at least 40% of its gross income from the marketing of wholesale plants.
With a Nursery Insurance Policy, you can insure all plants and plant types or select a value that you wish to insure along with those specific plant types that you wish to exclude from insurability. For current growers not insured under federal crop insurance, you may purchase a policy at any time during the year with a 31 day attachment date once all policy documents are received alongside a grower nursery inspection stipulation.
Tropical Storm & Hurricane Coverage
Since 2020 and 2023, the Hurricane and Tropical Storm endorsements (where available) allow the grower to select a specific dollar amount of coverage with consideration for additional premium for an event trigged by NOAA where tropical storms and hurricanes have been officially declared on a county basis. If declared, named tropical storms allow grower payments of 50% of liability limits for both a wind and 6″ measured, weighted rain event while a hurricane declaration will pay 100% of endorsement limits for a wind event only. All sustained wind, named storm events must be officially declared by NOAA. The Hurricane and Tropical Storm Endorsements must be purchased with and at the time of the sales closing date of the underlying policy.