Tropical Storm & Hurricane Coverage
Since 2020 and 2023, the Hurricane and Tropical Storm endorsements (where available) allow the grower to select a specific dollar amount of coverage with consideration for additional premium for an event trigged by NOAA where tropical storms and hurricanes have been officially declared on a county basis. If declared, named tropical storms allow grower payments of 50% of liability limits for both a wind and 6″ measured, weighted rain event while a hurricane declaration will pay 100% of endorsement limits for a wind event only. All sustained wind, named storm events must be officially declared by NOAA. The Hurricane and Tropical Storm Endorsements must be purchased with and at the time of the sales closing date of the underlying policy.