Commercial Insurance

Commercial Insurance in Florida

We have a variety of commercial insurance available to protect your business. There is no one-size-fits-all insurance policy for business owners. Allow our experts to work with you to develop a plan that best suits your needs.

Commercial Property / Package (BOP)

Commercial Property Insurance (BOP) insures your business property if it is lost or damaged as the result of various types of common perils such as fire or theft. Property insurance both the building or struct and any other personal property, such as office furnishings, inventory, raw materials, machinery, computers, and other items.

Commercial Package Insurance includes property, general liability, crime, business interruption, endorsements that can be customized for a particular business.

Inland Marine

Inland Marine Insurance indemnifies loss to movable or specialized types of property, historically developing as an outgrowth of ocean marine insurance. The inland marine insurance definition has evolved over time to cover a wide range of property and materials. Ask your advisor for more details.

Commercial General Liability

A Commerical General Liability Policy is standard policy issued to business organizations to protect them against liability claims for bodily injury or property damage arising out of premises, operations, products, and completed operations; as well as advertising and personal injury liability.

 

Workers' Compensation Insurance

Employers are legally obligated to take reasonable care to assure that their workplaces are safe. When they do, Workers’ Compensation Insurance provides coverage.

It serves two purposes: It assures that injured workers get medical care and compensation for a portion of the income they lose while they are unable to return to work and it usually protects employers from lawsuits by workers injured while working.

Commercial Auto Insurance

Commercial Auto Insurance is a liability and physical damage protection for vehicles, that are used for business. Commercial vehicles require a separate policy because they’re typically exposed to more risk than personal vehicles.

Umbrella / Excess Liability

An Umbrella/Excess Liability Insurance policy refers to coverage that is in excess of specified other policies and also potentially primary insurance for losses not covered by the other policies.

Cyber Security (1st & 3rd Party Coverage)

Cyber Security ID Protection Insurance provides coverage for data breaches of sensitive customer information, including Social Security numbers, credit card information, account numbers, driver’s license numbers and health records.

Employment Practice Liability (EPLI)

Employment Practices Liability Insurance (EPLI) provides coverage to employers against claims made by employees alleging discrimination, wrongful termination, harassment, failure to promote and other employment related issues.

 

Directors & Officers Liability (D&O)

Directors & Officers Liability Insurance (D&O) insures the directors and officers of your company, or to the organization itself,  to indemnify for losses or advancement of defense costs in the event of a loss as a result of a legal action.

Errors & Omissions (E&O)

Errors & Omissions Insurance (E&O) covers your business from claims made by clients for inadequate work or negligent actions. This policy often covers both court costs and any settlements up to the amount specified by the insurance contract.

 

Commercial Farm & Ranch

Tarpon Blue Insurance can insure your growing business by providing competitively priced programs for most farms and ranches, we insure cattle operations, commercial growers and packers, equine risks, and many others. Consult your advisor – we will work with you to design the appropriate coverage for your particular needs.